Long Term Care
The UK is looking at considerable changes to its demographics, with the number of people over 75 increasing by 57% over the next 20 years and the amount of people requiring care increasing from 418,000 to 1.5 million by 2081 (both Laing & Buisson, Care of Elderly People 2008)
Callaway Sykes Associates Limited now offer a service advising on all aspect of Long Term Care. Please contact Penny Griffiths on 01245 265 881 or email penny@callawaysykesifa.co.uk for further details.
The responsibility for providing care to those who need it was passed to local authorities in 1993 when the Community Care Act 1990 came into force. The National Health Service will only pay for the Nursing Care Service Component, it is the recipient’s responsibility to pay for any other costs or services unless they qualify for Local Authority assistance. Since July 2002 it has been possible to receive free personal care in Scotland.
If you have a relative you are caring for or if you are looking into it for yourself, Long Term Care can be a complex and emotive area. Callaway Sykes Associates Limited are able to offer advice in this field ranging from generic information to looking at suitable plans for pre funding or paying for actual care.
Long Term Care Glossary
Long Term Care – Care required for the foreseeable
future, possibly as the result of permanent conditions such as stroke, dementia
or arthritis.
Lasting Power of Attorney – A two part document which enables you to nominate someone else to look after your assets and welfare, should you either be unable to or choose not to.
Enduring Power of Attorney – The document has been replaced by a Lasting Power of Attorney from 1st October 2007.
Immediate Care – A Plan that pays some or all of your care home fees immediately.
Pre Funded Care – A plan that you pay into, either monthly, annually or via a single premium which is designed to fund your care should you ever need it.
CF8 – The minimum qualification required for a professional to advise on long term care.
ADL – Activities of Daily Living, these activities determine the pre funded care plans being paid out.
CRAG – Charging for Residential Accommodation Guidelines. This document is used by Local Authorities to determine whether someone qualifies for care fees assistance.
