About Callaway Sykes
Callaway Sykes Associates Limited are a dedicated team of professionals who work hard to develop long-term, close relationships with their many and varied clients.
We ensure our clients' financial requirements are catered for throughout the differing phases of life (through both the good times and the bad) by developing close personal relationships and applying our knowledge and professionalism to all aspects of financial planning.
Our success has principally been based upon people trusting us to look after their money and finances, which we sincerely value, over a very long time. Indeed, many of our clients today are those we started with over 30 years ago (and now their children and even the grandchildren!).
We provide advice to both individuals and businesses on all aspects of financial planning covering such areas as:
- Retirement planning (“self-invested” personal pension plans are a particular speciality of this firm) – to both individual and corporate clients
- Inheritance Tax mitigation and planning
- Life Insurance and “critical illness” insurance planning – both individual and group
- Investment and savings planning - for income or growth (or a combination of the two) - using tax-free ISA accounts, Investment Bonds, Units Trusts and OEIC’s and so forth.
- Private Medical Insurance – both individual and group scheme business
- Income Protection Insurance – to protect your standard of living through a long term illness / accident / redundancy – for both individuals and corporate clients.
- Review of existing plans and portfolios – this is probably one of the biggest areas of our business as we quite often find that whilst clients have taken out plans to meet certain needs, they are often 'out of date', perhaps more expensive and not as generous in terms of cover and could be achieved via a current, up-to-date product or service. A thorough review of such existing plans is therefore, generally, an immediate need.
How we work
Our first initial contact meeting or discussion is generally free.
When we meet, we will usually start off by discussing your general aims, ambitions and requirements before going on to conduct a thorough financial review using what is called a 'fact find form' which is essentially a 'snap-shot' of your current financial circumstances and your general aims and ambitions.
Following our review, we will take time to consider your current situation and needs in detail, before providing a general report of our findings and conclusions and presenting it to you at a subsequent meeting.
We will then discuss these recommendations with you before agreeing the priorities and what should be done, when and how.
Any meetings required can take place either here at our offices in Chelmsford or if you prefer, at your place of work or your home at a time convenient to you.
If you are based in London (either by work or residence) we have very elegant meeting rooms available for our use close to Liverpool Street Main Line Station.
How much will it cost?
Our charges for our advice can be structured in many ways to suit you.
Some of clients prefer a fee-based approach whilst others are more than comfortable with a commission-based approach. We can even use a combination of the two methods as and when appropriate.
Needless to say, whatever route is ultimately chosen by you, we will always disclose such fees and commissions in an open, honest and totally transparent manner.
