Pensions & Retirement Planning
When it comes to providing for our retirement, too many people are doing too little too late. Putting away even a small sum early on can make a big difference to the lifestyle you could enjoy when you retire. The golden rule for most people, is to not rely on the State alone. Modern pensions benefit from some very exceptional tax breaks, and nowadays, you can even contribute to your pension when you don't work!
Pension Planning
Today there are a number of tax efficient ways of providing for a comfortable retirement. The issues surrounding pensons can be complex and choosing the right vehicle requires a detailed understanding of your circumstances, tax status, employment status and more.
- Stakeholder pension
- Personal Pension
- Group Personal pension
- Executive Pension Plan
- Employers Schemes
- Self Invested Personal pension
- Small Self Administered Schemes
If you would like a 'no obligation' discussion about your pension aspirations or concerns, call us on 01245 265881.
Retirement Planning
This is all about knowing how to maximise the income from your pension arrangements and other assets, whilst taking into consideration tax efficiency, Inheritance Tax, your beneficiaries, flexibility and of course control. Callaway Sykes Associates Limited can provide detailed advice following a thorough financial review. Retirement options include:
- Secured Pension (Annuity)
- Unsecured Pension (Income Drawdown)
- Phased Pension Options of the above
- Alternatively Secured Pension (Post A-Day)
.